A useful YNAB split transaction needs the right date, payee, total, category amounts, and enough memo detail to understand the purchase later.
There are a few ways to get there.
Manual entry is accurate, but it is slow. It works for occasional receipts and breaks down when weekly grocery, warehouse, and online orders pile up.
Bank imports are fast, but they are category-poor. They tell you that money left the account. They do not tell you how much of a Target run was groceries, household, gifts, or personal care.
Generic receipt apps can store an image and sometimes read line items, but they are not built around YNAB categories, bank matching, or split transaction sync.
SNAPT is YNAB-native. The workflow is designed to turn a real receipt into a reviewed split transaction that can sync to YNAB. You still approve the categories, but you do not have to do all of the math by hand.