From receipt to YNAB splits.
Automagically.

That 32-item Costco receipt? Processed in about 30 seconds. Not 10 minutes.

LOGO
Organic Milk 2%$6.99
Paper Towels$12.49
Advil 200ct$18.99
Dog Food$42.99
Total$81.46
SNAPT Processing
Groceries
$6.99
Household
$12.49
Health
$18.99
Pets
$42.99
Synced to YNAB

Works via Telegram · No app to install · 60-second setup

Works with YNAB
Connect YNAB in 30s → First receipt in 1 min
Chat-based — no app to download10,000+ receipts processedNo credit card required

How Snapt Works

"We nerd out on the line items so you don't have to."

1

Snap

Send a photo to @snapt_bot in Telegram. That's it. Coffee's getting cold—we'll handle the rest.

2

Snapt thinks

Snapt reads every line, even that weird abbreviation for paper towels. Groups items into YOUR YNAB categories.

3

You tweak (if needed)

"Move vitamins to meds." Plain English. No menus.

4

YNAB syncs

One tap. Split transaction in YNAB. Memos included. Done.

@snapt_bot
online
Message @snapt_bot...

Life Before vs. After Snapt

Before Snapt

7 minutes of calculator work per Costco receipt

"Which part was Groceries vs. Kids vs. Home?"

The receipt pile of doom on your counter

"Did you enter your receipt?" — couples argument starter

"$47.99 Amazon"—no idea what you bought or which category

After Snapt

About 30 seconds. Photo → Split → Done.

Snapt reads every line and maps to YOUR categories

Process in the parking lot—done before you unload

Both partners see receipts instantly. Peace restored.

Forward the invoice. Every item categorized in 8 seconds.

"40 hours of receipt work per year? Let's bring that down to under one."

From 47-item Costco runs to quick coffee stops.
We've seen it all.

Costco/Warehouse

Handles itemized bulk list

Long Receipts

Target, Walmart, Grocery

Restaurants

Splits totals & tips

Amazon Invoices

Every line item auto-categorized

Gas Stations

Pump & convenience items

Foreign Currency

Auto-converts to your currency

Built for YNAB obsessives,
not generic budgeters.

Speaks fluent YNAB

Uses your existing categories (and emojis) instead of generic buckets.

Real split transactions

Creates actual YNAB splits with accurate amounts and memos—even from Amazon orders with items across 5 different categories.

Protects your workflow

No new budgeting app to learn. Snapt just plugs into the system you already trust.

Obsessed with accuracy

Snapt checks totals vs. line items so splits actually match the receipt.

Real Impact
"I used to let receipts pile up 'for later'. Now I just Snapt them and they're in YNAB before I put the bags down."
J
Jason D.
YNAB User since 2018
~30 sec
Per receipt
40+ hrs
Saved per year

Snapt is made for...

Families who live at Costco and Target

47 items. 6 categories. One receipt. Snapt makes it make sense—before you even get home.

Freelancers & side-hustlers

Business vs. personal? Handled. Tax season just got 90% less terrifying.

Data-nerd budgeters

You run reports monthly. Snapt gives you data worth analyzing.

Budgeting couples

"What was this $87 charge?" Now you both know. Instantly.

Heavy Amazon shoppers

Stop spending 4 hours/month matching '$47.99 Amazon' charges to categories. Forward the invoice—done in 8 seconds.

Small business expensers

100 receipts a month? No spreadsheet rage required. Just snap and sync.

Other apps make you adapt to them.
Snapt speaks your language.

Snapt reads your YNAB setup and uses your exact categories—custom emojis and all.

Them

Generic Buckets

Groceries$42.50
Shopping$18.99
Uncategorized$5.00
❌ Breaks your system
Your YNAB Setup
Snapt

Your Categories

Food: Groceries$42.50
Kids: Toys/Games$18.99
Personal: Coffee$5.00
Fits perfectly

Simple, honest pricing

Start free. Upgrade when you're ready.

Lite

Perfect for light receipt processors

$2.50/month

$30/yr

  • ✓30 receipts/month
  • ✓AI Receipt Scanning
  • ✓Natural Language Adjustments
  • ✓Bank Transaction Matching
  • ✓YNAB Sync
Get Lite
Most Popular

Plus

Automation for couples with multiple cards

$5/month

$60/yr

  • ✓60 receipts/month
  • ✓Everything in Lite
  • ✓PDF support for online receipts (Amazon!)
  • ✓Auto Account Match (Works with multiple cards)
  • ✓Couples Mode
  • ✓Smart AI Escalation
Get Plus

Pro

Everything in Plus, plus budget insights

$6.50/month

$78/yr

  • ✓120 receipts/month
  • ✓Everything in Plus
  • ✓Budget Insights
Go Pro

Want to try first? Get 5 receipts free (one-time trial) — no credit card required. Try Free

Compare Features

Core Features
Monthly Receipts
60
AI Receipt Scanning
Automatic extraction of merchant, date, items, totals
YNAB Sync
Seamless integration with You Need A Budget
Bank Transaction Matching
Automatically matches receipts to bank transactions
Natural Language Adjustments
Chat to split items or change categories
Automation & Workflow
Auto Account Match
Routes receipts to correct YNAB account based on payment card. Right Account, Every Time.
PDF Support
Process digital receipts and Amazon invoices
Couples Mode
Shared receipt management for partners
Group Chat Support
Add the bot to a group chat
Smart AI Escalation
For complex receipts that need extra brainpower
Advanced

Not sure which plan?

Answer 3 quick questions to find your match.

Question 1

Does your household manage spending across multiple credit cards?

Question 2

Do you need to share receipts with a partner or spouse?

Question 3

Roughly how many receipts do you have per month?

Review Transaction
Merchant
Target
Total
$84.15
Splits
Groceries
Bananas, Milk, Bread...
$42.00
Household
Paper towels, Cleaner
$42.15

Always review before
you commit.

Move items, adjust categories, or fix amounts—just reply in chat. Plain English, no menus.

Your data, your control. Nothing syncs without your approval.

Loved by YNABers
who hate data entry.

"No more 'did you enter that?' fights. We just snap pictures and Snapt handles the awkward money talks."

Sarah & Mike
Budgeting Couple

"Tax prep went from 3 hours to 20 minutes. Separation of business vs. personal is basically magic."

Jason T.
Freelance Designer

"I'm a data nerd. My spending reports finally have accurate category data without me typing a single line."

Elena R.
YNAB Power User

Questions? Answered.

Snapt is a chat assistant. Open Telegram, search for @snapt_bot, and send a photo of your receipt. Snapt will read it, categorize the items using your YNAB categories, and let you review before syncing. Need to adjust something? Just reply in plain English—'move the vitamins to health' or 'split the total differently.' No menus, no forms, just conversation.
Snapt is an AI-powered receipt assistant that automatically processes your receipts and syncs them to YNAB. Just take a photo of your receipt, and our AI handles categorization, splitting line items, and creating transactions—so you can focus on your budget, not data entry.
Snapt uses advanced AI models (including GPT-4o, Gemini Pro, and others) to intelligently read your receipts, identify merchants, extract line items, and suggest YNAB categories based on your spending patterns. Pro users can even switch between models and use natural language to adjust categorizations.
Yes, Snapt is designed to work seamlessly with You Need A Budget (YNAB). You'll need an active YNAB account to sync your transactions. If you're not using YNAB yet, we highly recommend it—it's the best budgeting tool out there.
Your YNAB token is encrypted and stored securely. Receipt images are processed and deleted - we never store them. Your YNAB credentials are stored using industry-standard OAuth 2.0 authentication.
Yes! Plus and Pro tiers support PDF uploads. Forward your Amazon invoice PDF to @snapt_bot and every line item gets categorized automatically—household, vitamins, pet supplies, all split into the right YNAB categories.
For Plus and Pro users, Snapt can automatically route receipts to specific YNAB accounts based on the card used. If you use your 'Chase Sapphire' for travel and 'Amex Gold' for groceries, Snapt will see the card last 4 digits on the receipt and select the right account instantly. No manual switching required.
Snapt never sees your full credit card number. We only use the last 4 digits printed on your physical receipt to match against the cards you've set up in YNAB. This allows us to route transactions to the correct account without ever accessing your financial credentials directly.
Cancel anytime from your billing page. No questions, no retention offers. You'll retain access until the end of your billing period.
SNAPT Logo

Your receipt pile called. It wants to retire.

Join the YNAB users who've reclaimed 40+ hours a year. No more guessing. No more guilt. Just snap.